Who wants to save more?
This is not such an easy question to answer. Many of us may shoot up our hands, quickly realizing that what follows is a tough...
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Oct 5, 20202 min read
How much is enough?
Medical aid (including insurance products) contributions need to form part of our overall financial planning. Every year these products...
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Sep 28, 20203 min read
Pre-Lockdown vs Post-Lockdown Spending Trends
The largest factor in our wealth creation, and our wealth protection, is our behaviour. How we choose to save and how we choose to spend...
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Sep 21, 20202 min read
ETF not EFF
Not to be confused with the EFF (the South African political party or the lesser-known Electronic Frontier Foundation…), ETFs have been...
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Sep 8, 20202 min read
Markets don’t make you money
Markets don’t make you money; your habits… make you money. As creatures of habit, we ultimately become our own best friend, or our own...
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Aug 24, 20202 min read
The impact of the economy on small businesses
In a 2018 article, Tim Davis (President of The UPS Store) said this of small businesses: “Small business is the backbone of the economy....
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Aug 17, 20203 min read
What did you do with your first paycheck?
One thing we can always know for certain is the past; but with far less certainty, the future, and even ‘later today’… eludes us. Despite...
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Aug 3, 20202 min read
Lessons from the lighthouse
Here’s the thing about the lighthouse – it’s focus is always offshore. At the time of writing this article, the world is still flailing...
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Jul 27, 20203 min read
What the low interest rate means for you
In light of the difficult times recently, Southern Africa has been awash in low interest rates. When South Africa significantly cut its...
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Jul 20, 20203 min read
Ways to save when times are tough
Most of us are chronic under-savers even in the best of times. Yet with the current economic environment, lots of previously hypothetical...
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Jul 6, 20202 min read
Are you a savings statistic?
Most Sub-Saharan African countries are chronic ‘dis-savers’. But, you don’t have to be. Before we look at the options, let’s take a...
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Jun 15, 20203 min read
How to emotionally distance when investing in tough times
Current investors have seen more ‘interesting times’, more black swans and market freefalls, than any other generation gone before. From...
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